You would have to ask them that question. My husband was diagnosed while we had the insurance. If we continue the policy every year without a lapse of coverage, we won’t ever have a problem getting reimbursed if we have to cancel a trip.

Thanks for the quick response Would it exclude lymphoma as a preexisting condition since it has been diagnosed ?

We have Allianz Travel Insurance. We’ had it last year before the diagnosis of my husband’s NHL. They told us if we don’t have a lapse of coverage, there will be no preexisting condition to apply. We were leaving on a cruise just as he was being diagnosed and they paid us 100% of our fares . I would highly recommend them. But, make sure you disclose any medical conditions before signing up with them.