Yes! I am also at no out of pocket so will have surgery and my 6 month PET scan then change off cobra insurance.
May 22 (edited)
How long do you have to wait until medicare?, I read 24 months but not sure if that applies to critical care like cancer patients. I guess I will go on my wife's insurance but it is not a lot cheaper.
May 21
Finding affordable health insurance after leaving a job is a real challenge, especially when managing lymphoma. $850/month for COBRA is steep! Here are some alternatives worth exploring:
Public Insurance Options
- Medicaid β If income is limited, this could be a low or no-cost option
- Medicare β Available if you're 65+ Show Full Answer
Finding affordable health insurance after leaving a job is a real challenge, especially when managing lymphoma. $850/month for COBRA is steep! Here are some alternatives worth exploring:
Public Insurance Options:
- Medicaid β If income is limited, this could be a low or no-cost option
- Medicare β Available if you're 65+ or receiving Social Security disability benefits
- Social Security Disability (SSA) β Non-Hodgkin lymphoma and several other lymphoma types qualify as "compassionate allowances," meaning benefits can be approved faster
Private Insurance Options:
- Healthcare.gov marketplace β Losing job-based coverage qualifies as a "special enrollment event," so you don't have to wait for open enrollment
- Spouse's employer plan β If applicable, this is often more affordable than COBRA
- Veterans' health benefits β Free care if you've served in the military The Leukemia & Lymphoma Society also offers financial assistance programs, including help with prescription drug costs, which can significantly reduce overall out-of-pocket expenses.
It's worth speaking with a social worker or patient navigator at your oncology office β they're often very skilled at connecting patients with financial resources.
May 19